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Commercial insurance

Cyber Liability Insurance

One breach can mean locked systems, exposed customer records, and legal notice to everyone affected. Cyber liability covers the response — forensics, notification, recovery, and the claims that follow — for the many small businesses that now run on software and store data they can't afford to lose.

Coverage Types

01

Data Breach Coverage

Covers notification costs, credit monitoring, and legal fees following a data breach.

02

Network Security Liability

Protection against claims from unauthorized access to your network.

03

Business Interruption

Covers lost income when a cyber event disrupts your business operations.

04

Regulatory Fines & Penalties

Covers compliance-related costs and regulatory penalties after a breach.

05

Media Liability

Protection against copyright infringement and defamation claims related to digital content.

Who Needs Cyber Liability Insurance?

Cyber Liability Insurance is designed for a variety of individuals and organizations. Find out if this coverage is right for you.

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01

Small & Medium Enterprises

Businesses of all sizes that store customer data digitally.

02

E-Commerce Businesses

Online retailers that handle payment and customer information.

03

Healthcare Providers

Organizations handling sensitive patient health information.

What Affects Your Premium

01

Business size and industry

02

Data security measures in place

03

Claims history

04

Coverage limits and deductibles

Frequently Asked Questions

What does cyber liability insurance cover?

It covers data breach costs, legal defense, PR expenses, regulatory penalties, business interruption, and notification costs following a cyber incident.

What isn't covered?

Typically excludes data restoration from system failures, negligence-caused incidents, and pre-existing known vulnerabilities.

What cyber incidents are commonly covered?

Data breaches, ransomware attacks, denial-of-service attacks, and unauthorized network access are commonly covered events.

We compare Cyber Liability rates from leading carriers

ProgressiveTravelersHartfordLiberty MutualSafecoHeritageUniversalNational GeneralNCJUAHagertyHalifax MutualForemostJohnson & JohnsonTower HillSageSureOrion 180OrchidJM WilsonFMCAB

Get Your Cyber Liability Quote Today

Our licensed agents will help you find the right cyber liability coverage at a competitive rate. No obligation, no hassle.