If you're renting your home on Airbnb, VRBO, or other platforms, your standard homeowner's insurance likely won't cover rental activities.
Why Homeowner's Insurance Isn't Enough
Standard homeowner's policies are designed for owner-occupied residences. When you rent to paying guests, you're conducting a business activity that falls outside your policy's coverage.
What Short-Term Rental Insurance Adds
- Guest-caused damage — Covers damage caused by short-term guests
- Commercial liability — Higher liability limits for business activities
- Loss of rental income — Covers lost revenue during covered repairs
- Host protection — Additional coverage specific to hosting activities
If you rent your property even occasionally, talk to a BlackArrow agent about proper coverage.
