When critical equipment breaks down, the costs extend far beyond repairs. Equipment breakdown coverage helps protect your business from the full financial impact.
What It Covers
- Mechanical and electrical breakdown of equipment
- Repair or replacement costs
- Spoilage of temperature-sensitive goods
- Business income loss during downtime
- Expediting expenses to get back up and running faster
Why Standard Insurance Falls Short
Standard property insurance covers external perils like fire and theft but typically excludes internal mechanical and electrical failures — which are actually more common.
Talk to your BlackArrow agent about adding equipment breakdown coverage to your policy.


